1. Agreement to Terms

By accessing, browsing, or using the California Auto Injury Settlement Calculator ("Service," "Website," "Calculator"), you agree to:

• Be legally bound by these Terms and Conditions
• Our Privacy Policy (incorporated by reference)
• All applicable laws and regulations
• Be at least 18 years old or have parental consent

If you disagree with any part of these terms, you must immediately discontinue use of our Service.

2. Service Description and Limitations

2.1 What We Provide

The California Auto Injury Settlement Calculator is an educational tool that:

• Generates settlement estimates based on user inputs
• Uses California-specific data patterns and algorithms
• Provides general information about the settlement process
• Offers educational content about auto injury claims

2.2 What We DON'T Provide

• Legal advice or representation
• Guaranteed or exact settlement amounts
• Medical advice or diagnosis
• Insurance claim filing services
• Attorney referrals or recommendations

3. Legal Disclaimers and Warnings

3.1 No Legal Advice

The information provided by our calculator:

• Is for informational and educational purposes only
• Should not be relied upon as legal advice
• Cannot replace consultation with a qualified attorney
• May not apply to your specific circumstances
• Is based on general patterns, not guaranteed outcomes

3.2 Statute of Limitations Warning

3.3 No Guarantee of Results

Settlement estimates are based on historical data and general patterns. Your actual case value may be significantly higher or lower based on factors including but not limited to: specific facts, evidence quality, witness credibility, jury composition, venue, opposing counsel, and insurance company practices.

4. Disclaimers of Warranties

4.1 "AS IS" Basis

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability of information
• Uninterrupted or error-free operation

4.2 No Warranty of Accuracy

We do not warrant that settlement estimates will be accurate, current, complete, reliable, or error-free. The calculator uses algorithms based on historical patterns which may not reflect current or future settlement values.

5. User Conduct and Responsibilities

5.1 Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Provide false, misleading, or fraudulent information
• Use the Service to harass, abuse, or harm others
• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service or servers
• Use automated systems or software to extract data (scraping)
• Reverse engineer or decompile any part of the Service
• Use the Service for commercial purposes without written permission
• Resell or redistribute our content or services

5.2 Your Responsibilities

You acknowledge and agree that:

• You are solely responsible for evaluating the accuracy and usefulness of estimates
• You will not rely solely on our estimates for legal decisions
• You will seek appropriate professional advice when needed
• You are responsible for maintaining confidentiality of your information
• You will comply with all applicable laws in your use of the Service

6. Intellectual Property Rights

6.1 Our Property

All content and materials available on the Service, including but not limited to:

• Calculator algorithms and methodologies
• Text, graphics, logos, button icons, images
• Software code and compilation
• Audio and video clips
• Data compilations and databases
• All other content

Are owned by us or our licensors and protected by US and international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes only. This license does not include:

• Resale or commercial use of the Service
• Collection and use of any content for machine learning or AI training
• Derivative uses of the Service or content
• Downloading or copying content except for personal use
• Any use of data mining, robots, or similar tools

7. Limitation of Liability

7.1 No Consequential Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE FOR:

• Indirect, incidental, special, exemplary, or consequential damages
• Loss of profits, revenue, data, or use
• Loss of goodwill or reputation
• Cost of substitute services
• Any damages based on reliance on calculator estimates
• Failure to meet any statute of limitations
• Any damages exceeding $100 USD

7.2 Basis of the Bargain

You acknowledge that we have offered the Service free of charge in reliance upon the limitations of liability and disclaimers set forth herein, which form an essential basis of the bargain between us.

7.3 Some Jurisdictions

Some jurisdictions do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law.

8. Indemnification

8.1 Your Indemnification Obligations

You agree to indemnify, defend, and hold harmless our company, affiliates, officers, directors, employees, agents, licensors, and suppliers (collectively, "Indemnified Parties") from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from:

• Your violation of these Terms
• Your use or misuse of the Service
• Your violation of any third party rights
• Your violation of any applicable laws
• Any false or misleading information you provide
• Your negligent or wrongful conduct
• Any claim that your use caused damage to a third party

8.2 Defense and Settlement

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate with our defense of such claims. You will not settle any claim without our prior written consent.

9. Privacy and Data Protection

Your use of the Service is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you:

• Consent to our collection and use of data as described in the Privacy Policy
• Acknowledge that Internet transmissions are never completely secure
• Understand we cannot guarantee the security of information you transmit
• Agree to the data practices outlined in our Privacy Policy

10. Termination

10.1 Termination by Us

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including:

• Breach of these Terms
• Violation of applicable laws
• Conduct harmful to other users or our interests
• At our sole discretion for any reason

10.2 Effect of Termination

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. When we make changes:

• We will update the "Effective Date" at the top
• Material changes may be notified via website notice
• Your continued use constitutes acceptance of new Terms
• If you disagree with changes, you must stop using the Service

12. Dispute Resolution

12.1 Governing Law

These Terms and any dispute arising out of or related to them or the Service shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

12.2 Arbitration Agreement

Any dispute arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the JAMS Streamlined Arbitration Rules. The arbitration shall be:

• Conducted in California
• Conducted by a single arbitrator
• Limited to your individual claims (no class actions)
• Confidential

12.3 Class Action Waiver

YOU AGREE THAT ANY CLAIMS WILL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

13. General Provisions

13.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.

13.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13.3 No Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

13.4 Assignment

You may not assign or transfer these Terms. We may assign our rights and obligations without restriction.

14. Contact Information