Privacy Policy | CA Auto Injury Calculator Data Protection

Your Privacy Matters: We are committed to transparency about how we handle your data. This policy explains exactly what we collect, how we use it, and your rights.

1. Information We Collect

1.1 Calculator Input Data

When you use our settlement calculator, you may enter:

Personal demographics (age, occupation, income)
Accident details (date, location, fault percentage)
Medical information (injuries, treatments, costs)
Insurance and claim context, including policy-limit awareness and existing-attorney status

Important: Calculator inputs are transmitted to our Cloudflare Worker to generate and temporarily store an estimate session. If the unlock flow shows a named law firm or attorney sponsor, you can view your estimate without sending contact information, or you can choose to send your results and contact information to that named sponsor with your explicit consent.

1.2 Estimate Unlock and Security Data

Session ID, unlock status, timestamps, and duplicate-check status
Accident county and attorney-contact availability status
First name, last name, email address, and mobile phone number only if a named attorney contact option is displayed and you choose to use SMS verification and attorney delivery
Hashed IP address and hashed browser/device metadata for fraud prevention and audit logs

1.3 Automatically Collected Information

Device Information: Browser type, operating system, screen resolution, device type
Usage Data: Pages visited, time spent, click patterns, calculator features used, when analytics are enabled through your privacy choices
Network Information: Hashed IP address, approximate location (city/state/country level), ISP, and California visitor eligibility status
Traffic Source Data: How you arrived at our site, search terms used

1.4 Cookies and Similar Technologies

We use the following types of cookies:

Essential Cookies: Required for site functionality (session management, security)
Analytics Cookies: Analytics measurement only if enabled through Your Privacy Choices
Marketing Pixels: Advertising or retargeting pixels only if enabled through Your Privacy Choices and not blocked by a browser opt-out signal
Preference Cookies: Remember your privacy choices and calculator preferences

2. How We Use Your Information

2.1 Primary Uses

Generate settlement estimates based on your inputs
Create a temporary estimate session for the secure unlock flow
Improve calculator accuracy and features
Prevent duplicate, fake, or automated submissions
Limit website access and security-sensitive flows to eligible visitors
Provide customer support if you contact us
Ensure website security and prevent fraud
Comply with legal obligations

2.2 Analytics and Improvements

We analyze aggregated, anonymized usage data to:

Understand which calculator features are most useful
Identify and fix technical issues
Optimize site performance and user experience
Develop new features based on user patterns

3. Data Sharing and Sale

Our Commitment on Data Sales

We do not send calculator submissions to a law firm or attorney unless you explicitly choose the named attorney contact option shown in the unlock flow. You can view your estimate without attorney delivery.

3.1 Limited Sharing Scenarios

We may share your information only in these specific circumstances:

With Your Consent: Only when you explicitly opt in to send your results and contact information to the named law firm or attorney sponsor shown before submission
Service Providers: Cloudflare for hosting, Workers, D1, and KV; SMS/OTP providers for optional SMS verification; analytics providers if enabled
Named Sponsor Recipient: If you consent, calculator results and contact information may be sent only to the specifically identified law firm or attorney sponsor shown before submission. We may receive compensation for a sponsored contact submission.
Marketing Providers: If you allow marketing pixels, advertising platforms may receive limited browsing or event data for ad measurement or retargeting, subject to your choices and browser privacy signals
Legal Requirements: When required by law, court order, or to protect rights and safety
Business Transfers: In the event of a merger or acquisition, with continued privacy protections

3.2 Future Data Monetization

If we ever consider monetizing user data in the future:

We will request explicit opt-in consent with clear explanations
You will have full control to approve or deny any sponsored contact submission and marketing-pixel sharing
We will only share aggregated, anonymized data unless you specifically consent to more
You can withdraw consent at any time
We will provide clear value exchange and benefits for data sharing

A repeat sponsored contact submission for the same hashed phone number, or a session we cannot confirm as California-eligible, is not treated as a new sponsored contact submission.

4. Data Security

We implement multiple layers of security:

Encryption: HTTPS/TLS for all data transmission
Access Controls: Limited employee access with authentication requirements
Server-Side Controls: Estimate sessions are handled through Cloudflare Workers and audit logs use hashed metadata where practical
Location Controls: We use coarse IP-based location signals to support California-specific estimate logic and fraud prevention
Regular Audits: Security assessments and updates
Incident Response: Procedures to handle any potential breaches

5. Data Retention

Our data retention practices:

Calculator Data: Temporarily stored for estimate unlock and audit purposes; consented named-attorney contact records may be retained longer for compliance and dispute prevention
Access Logs: Hashed IP/user-agent access logs and coarse location decisions may be retained for fraud prevention, duplicate prevention, and compliance review
OTP Data: SMS verification codes expire quickly and are stored only as hashed values or through the verification provider
Analytics Data: Aggregated data retained for 26 months per Google Analytics default
Contact Information: Retained as long as necessary to respond to your inquiry
Legal Records: Retained as required by law or for legitimate business purposes

6. Your Rights and Choices

6.1 General Rights

You have the right to:

Access: Request a copy of information we have about you
Correction: Request correction of inaccurate information
Deletion: Request deletion of your personal information
Opt-Out: Disable analytics tracking, marketing pixels, sponsored contact submissions, and marketing communications
Portability: Receive your data in a structured, machine-readable format
Withdraw Consent: Withdraw any consent you've previously given

6.2 How to Exercise Your Rights

Email us at contact@californiasettlementcalculator.com with your request
Include "Privacy Rights Request" in the subject line
Provide enough information to verify your identity
Specify which rights you want to exercise
We will respond within 30 days (45 days for complex requests)

7. California Privacy Rights (CCPA)

California Residents Have Additional Rights:

Right to know what personal information we collect, use, and share
Right to delete personal information (with some exceptions)
Right to opt-out of the sale or sharing of personal information
Right to non-discrimination for exercising privacy rights

Categories of Information We Collect

Category	Examples	Collected?
Identifiers	IP address hash, session ID, and phone/email hashes only if an optional SMS attorney contact flow is used	Yes, except phone/email hashes only if that optional flow is used
Personal Information	Estimate inputs, and name, email, phone number, or contact consent only if a named sponsored contact flow is used	Yes for estimate inputs; optional for sponsored contact details
Commercial Information	Purchase history	No
Internet Activity	Browsing history on our site	Yes
Geolocation	Accident county, approximate network location, and California visitor eligibility status	Yes

8. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), UK, or Switzerland, you have additional rights:

Legal Basis for Processing

Consent: For analytics cookies and marketing communications
Legitimate Interests: For providing and improving our service
Legal Obligations: When required by law

Additional GDPR Rights

Right to restrict processing of your data
Right to object to processing based on legitimate interests
Right to lodge a complaint with a supervisory authority
Right to withdraw consent at any time

9. Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect personal information from children. If you are a parent and believe your child has provided us with personal information, please contact us immediately at contact@californiasettlementcalculator.com.

10. International Data Transfers

Your information may be transferred to and processed in the United States where our servers are located. By using our service, you consent to this transfer. We ensure appropriate safeguards are in place to protect your information in accordance with this privacy policy.

11. Contact Information

Privacy Officer

For privacy-related inquiries, requests, or complaints:

Email: contact@californiasettlementcalculator.com

Response Time: Within 30 days

Address: California, USA

When contacting us, please include as much detail as possible about your request or concern. We may need to verify your identity before processing certain requests.

12. Changes to This Policy

We may update this privacy policy to reflect changes in our practices or for legal reasons. When we make changes:

We will update the "Last updated" date at the top
For material changes, we will provide prominent notice on our website
We may notify you by email if you've provided it
Your continued use after changes means you accept the updated policy

We encourage you to review this policy periodically to stay informed about how we protect your information.